If you have been in an accident and you are in need of auto body repairs, you are probably going to want to file a claim with your insurance. This will ensure that most of the auto body repair costs are covered after you have paid your deductible. Here are five tips to keep in mind when using an auto body repair shop with your insurance company:
- Expect to Pay Deductible: If you have been at fault for the accident, then you must be prepared to pay the full cost of the deductible. Check with your insurance company to see what your deductible is set at so that you can prepare financially for this cost. Otherwise, if you were not at fault, the other party's insurance may cover some or most of your deductible.
- Choose Your Own Repair Shop: When you file a claim with your insurance company, they are going to recommend an auto body repair shop for you to use. However, if you don't feel comfortable with this repair shop or you already have a trusty repair shop you have gone to in the past, then don't feel pressured into using the recommended shop. Use the shop you are most comfortable with and your insurance company will still provide coverage.
- Use OEM Parts: When you visit the auto body repair shop for the first time, always be sure that you receive clarification of what parts are being used. Most auto body repair shops will use salvaged parts to save money for themselves and the insurance company. However, if you were not at fault for the accident, always insist on using OEM parts, which are the manufactured parts that are new and suited for your make and model vehicle.
- Always Require a Sign Off: When you first drop your car off, you should also be sure that you make it clear that you want to sign off on all repairs. This means that if the shop finds something else that needs to be fixed while working on certain repairs you have already signed off on, they will have to receive your sign off again to fix these further repairs. This allows you to receive an explanation for why certain repairs are needed and you can determine whether or not you feel it is necessary to do now or if it's something you can worry about in the future.
By utilizing these tips, you can be sure that you get the most out of your repairs after being involved in an accident, especially if you were not at fault. Visit Bowling Green Lincoln Auto Sales for auto body repair.Share